Practical tips, research, and real-world strategies for smarter spending, better money habits, and a healthier financial life.
You've tried budgeting before. Maybe it was a spreadsheet. Maybe it was an app with colorful pie charts. Maybe it was the envelope method your financially…
Here's a number that should make you feel better about the budgeting app you abandoned in February: in a Bankrate survey, less than one-third of Americans…
When Intuit shut Mint down on March 24, 2024, about 3.6 million active users lost the free app they'd been opening for years, and plenty of them still…
On October 8, 2026, the FTC announced it's sending more than $15.8 million in refunds to 2,124,796 Cleo customers who paid for instant cash advances,…
When C+R Research asked people to guess their monthly subscription spending, the average answer was $86. When those same people itemized it, the real…
The average American is now paying $111 a month for subscriptions, about $1,332 a year, up 23% from the year before. You already know the scene this…
Fifty-six percent of U.S. online shoppers say fewer than a quarter of their purchases are wants (Bizrate Insights via Statista, 2024). By their own…
When C+R Research asked 1,000 Americans what they spend on subscriptions each month, the average guess was $86. When the same people itemized every…
In Intuit Credit Karma's 2024 survey, 27% of Americans said they were doom spending to cope with stress, and the number climbs to 37% of Gen Z and 39% of…
69% of Americans say their emotions have influenced their spending, and among those emotional spenders, 39% say it has put them into debt. You probably…
When C+R Research asked Americans what they spend on subscriptions each month, the average guess was $86. The real number was $219, a $133 gap nobody…
A meta-analysis of 25 case-control comparisons covering 3,913 people found that people with ADHD discount future rewards significantly more steeply than…
When C+R Research asked people to guess their monthly subscription spend, the average answer was $86. When those same people itemized the charges, the…
In a 2022 YouGov survey of UK adults with ADHD, 48 percent said they impulse spend often, against 12 percent of everyone else, and 49 percent said they…
You do the math at 1am: current savings, assumed growth rate, the age you want to stop. The number that comes back is either comforting or terrifying, and…
Neuroscientists can watch your nucleus accumbens light up the moment you see something you want, roughly a second and a half before you decide to buy it.…
Dave will advance you up to $500 before payday for a 5 percent fee with a $5 minimum and a $15 cap, plus a $1 monthly membership and an extra 1.5 percent…
The average American thinks they spend about $86 a month on subscriptions. The real number, when researchers at C+R Research pulled the statements, was…