The impause Blog

Americans now spend the equivalent of 96 days a year worried about money, and only 14% say they feel in control of their finances. If you've ever opened…

Rocket Money is the most downloaded subscription app in the US, with over 10 million members and a 4.5-star rating from almost 400,000 App Store reviews.…

Most settlements pay out to a fraction of the people who qualify, because nobody knows they do. impause matches open settlements to your actual purchases…

Connect your bank once. impause finds every recurring charge, tells you which ones you haven't used, and cancels them when you say yes. Confirmed when the…

Cleo chats with you, then offers a cash advance. impause chats with you, then cancels the subscription you approve. Same daily relationship, opposite…

Table of Contents What is gross income tax? Why the gross-income gap messes with your spending: key psychological drivers How environment and digital cues…

According to a 2025 WalletHub survey, 86% of Americans say they have a budget, and 83% of them say rising costs make it nearly impossible to stick to it.…

Only 47% of Americans say they have enough liquid savings to cover a $1,000 emergency, and 24% have no emergency savings at all. You've probably opened a…

A recent survey found that 62% of consumers who make an impulse purchase end up regretting it, and yet 81% of people made at least one impulse buy in the…

In a study of 205 working university students, the ones with moderate financial knowledge but high emotional intelligence held their spending steadiest,…

Researchers at the University of Western Australia tracked almost 7,500 people for twelve weeks and found something that should feel familiar: whatever…

Researchers who study desire tracked 205 adults for a week and collected 7,827 reports of what they wanted in the moment, and found that people spend a…

Americans plan to spend an average of $4,700 chasing their New Year's resolutions in 2026, and nearly all of those resolutions come with a financial…

Researchers studying financial behavior have found that emotion, not logic, drives the majority of everyday money decisions, with some estimates putting…

53% of Americans can't cover a $1,000 emergency out of savings, and if that's you, you already know the frustrating part isn't that you don't want to…

Closing costs on a typical home purchase now run $4,661 on average nationwide, or roughly 2% to 5% of the loan amount, and most buyers don't see that…

The average borrower carries $43,619 in student loan debt and pays somewhere between $200 and $299 a month toward it, for a stretch of time so long that…

People whose spending actually matched their personality, extraverts putting money toward nightlife, conscientious people putting money toward health,…

About 65% of everyday behaviors run on autopilot, triggered by habit rather than a conscious decision, according to 2026 research from the University of…

A 2025 integrative review in Frontiers in Cognition puts the average adult at roughly 35,000 decisions a day, and almost none of them feel like decisions…